Kaity helps 1000s of women get their FREE Wills every month.

Sarah, Johannesburg

"Kaity, this was so unbelievably simple and efficient. My Will is finally up to date - YAY!!!"

Michelle, Knysna

Prudence, Durban

Kaity is a Last Will and Testament specialist prioritizing South African women. With Kaity, you get your free Will done and dusted quickly because...

Who is Kaity?

Get Your Free Will in 5 Easy Steps:

Get the personal touch of a quick call and arrange a convenient time for a Will specialist to meet you at your home or work.

We draft your Will for free. No charge for any changes, collection or safe-keeping. 

Here are the answers to your Questions.

How long does it take to get inheritance money?

Is Life Insurance part of a deceased person's estate?

What does "Estate of a Deceased Person" mean?

Do I have to pay taxes on the sale of my deceased parents' home?

How much can you inherit without paying taxes?

What is an Executorship?

Can a Last Will and Testament expire?

We know your to-do list is already long, and dying is obviously not on it. But a Last Will should be. Here's what could happen without one:

You won't get to decide who inherits what. Your estate will get distributed according to South African law, not your wishes.

What happens if you don't have a Will?

"Not having a Will always bothered me. I thought the process would be complicated - it really is not"

"Thank you Kaity! What a great service you offer. I got my FREE Will drafted in only a few days"

And you didn't even have to ask. We are good like that ...

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Disclaimer: We work with a carefully selected panel of Will drafting providers and once you have qualified and accepted our terms, we will introduce you to them to look after your final Will and legacy needs. Our service is 100% free to use and you are under no obligation to accept any of the quotes or product offers that you receive. The purchase of a Will and Final Testament is subject to terms, conditions and acceptance. 

Kaity.co.za and Worldwide Leads www.worldwide-leads.com does not administer these products. You may be referred to our approved providers if we feel that this is appropriate and the best advice in your situation. Kaity.co.za may be paid a referral fee for introducing you to one of our approved providers.

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We aim to administer an Estate within 6-9 months. However the length of time depends on the complexity of the Estate. This in turn affects how long it takes to receive an inheritance. An Executor is required by regulation to submit a Liquidation & Distribution Account (L&D) to the Master of the High Court within 6 months of the date of the Letter of Executorship. Note, the total time to administer and Estate varies and could take years.

No, it is only part of an Estate if the policy is not left to the beneficiary. Often, people do not list everything they own in their Wills. 

Life Insurance policies are subject to estate taxes whether the death benefit passes to the estate or the beneficiary.

Legally, Estate refers to everything you own. This includes properties, bank accounts, etc. It's a relatively simple definition, but it can become a bit more complicated when someone dies. This is where we can help.

Yes. Taxes will be payable either as part of the Estate if you sell it before the Estate is finalised, or as Capital Gains tax on your individual profile if you sell it after you have inherited it.

Each individual receives a rebate of R3,5 million on Estate Duty.

Therefore when an Estate is administered the individual's Estate is exempt from paying Estate Duty on the first R3,5 million of taxable value.

The administration of deceased Estates is generally the process of winding up the affairs of the deceased individual and this process is governed by the Administration of Estates Act, 66 of 1965 (as amended).

These duties and processes need to be fulfilled by a person who is appointed by the Master of the High Court and is refereed to as the Executor of the Estate.

No. The only way a Last Will and Testament becomes invalidated is when you revoke all previous Wills, in your current Will. 

Can Kaity Draft Your Will For FREE?

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Your partner may be left with nothing, if your Will isn't updated from your previous marriage, or if you aren't currently married to your partner.

This one may rattle you a bit! Instead of your children receiving their inheritance, it could pass directly to the Government Guardian's Fund.

Ugly fights over your estate can break out between relatives and split your family. 

Your estate could take years to wind up without a Will-nominated professional executor. The Government will be in control of the entire process.

Kaity Guarantees Peace of Mind

Kaity has all the legal, professional and insurance expertise you need under one roof. This means you can rest assured knowing there will be no delays and hiccups in winding up your estate.  

While many estates take years to be resolved, we see average turnaround times of between six to nine months. This is why we can offer lower premiums and higher benefits.

The real cost of dying? This is what you can save:

• Exorbitant executor fees.
• Conveyancing attorney fees.
• Council & municipality fees.
• Compulsory government gazette fees.
• Testamentary trust fees.
• Master of the high court fees.
• Inheritance tax & estate duty.
• Ongoing short term bills while your estate is being finalised (medical aid, school fees, water & lights, car insurance). 
• Other immediate funeral expenses such as catering and travel. 

This is what you get:

• Free Consultation. A Will specialist will come to you. No need to leave your home or work. Just tell us when is convenient for you.
• Within 48 hours, our expert consultants will draft your Will and send it to you. 
• We do it all: Simple or complex Wills, testamentary trusts for your kids, widow and provider (special needs) trusts. We cater for every estate scenario. 
• There is no charge for the drafting, updating or safekeeping of your Will. Even the courier fee is on us when we collect your Will from you. 
• Unlimited Updates.

What Can You Get For FREE?

GET YOUR WILL PROFESSIONALLY DRAFTED, COLLECTED & STORED FOR FREE

COVER ALL YOUR FEES ASSOCIATED WITH YOUR PASSING WITH ONE OF THE LEGACY PLANS WHICH START FROM AS LITTLE AS R78.44 P/M

Innovative Legacy Protection Plan 

Be your family's rock, even after you die, from as little as R78.44 a month. The Innovative Legacy Protection Plan covers all the legal fees, as well as other expenses associated with your passing. Your chosen loved one will get an immediate cash benefit of up to R141 075 within 48 hours. Imagine how useful that will be for buying food and paying bills while your estate is being finalised.

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BUT

Even if you don't want the Legacy Protection Plan, you still get your Will for free!

A Solution for the Powerful South African Women!

There are always a thousand things to worry about. Like all the fees your family needs to pay to the executor, conveyancing attorney, city council or municipality, compulsory Government Gazette announcements. The list goes on and on. A Will is just one aspect. Thankfully, Kaity does it all. We offer a solution specifically created to prepare your family for this scenario.

DID YOU KNOW: 

*** (WARNING THIS IS VERY SCARY) ***

If you die without a Will you would lose 10% of your Estate to fees.  If you and your spouse die together this would increase up to 40% of your Estate. What will be left over for your kids or the rest of your family and loved ones?

This is ABSOLUTELY FREE

Completely OPTIONAL EXTRA 

ADD-ON to your Free Will

Did You Know: 

Your Will is not valid if you have not signed it correctly and had it witnessed by two independent parties. An invalid Will is as bad as having no Will at all!

Did You Know: 

A witness to your Will cannot be a Beneficiary of your Will. This means that if your Spouse has witnessed your Will then it may be rejected by the courts as invalid.

We Know your Energy is Precious

Simply answer a few basic questions, chat to a friendly Will specialist and you will be sorted faster than the dishes can stack up. We want to empower South African women.

We will send a courier free of charge to collect your Will and keep it safe for you.  

Relax with the peace of mind that you've looked after your family and estate.

Basically, a Will puts the POWER back in your hands.